Morning Musings

I love my quiet time in the morning.

Seems I wake up, more often than not with the FID’s.  That’s:  Fear Of Impending Doom.  I don’t know why I seem to “come to” most days in this state, but, thank God (or Good Orderly Direction, or Source, or Universal Intelligence, or whatever you want to call it), I do know what to do about it. Continue reading “Morning Musings” »


November 16

Paying as I go encourages being discriminating.  If I am doing the work to balance the budget right along, I can feel the consequences of my indulgence sooner, and make adjustments in what I think is worth the work.  Dieting […]

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November 15

I figure it this way, I could pay in advance or pay later.  January diet commercials attest to which method most people choose.  If I pay in advance, I am sure I will in fact pay it because I already […]

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November 14

Interestingly enough, a couple of really good changes came about because of the crazy banking I would do in preparation for these cruises.  One year about a month before the cruise, I decided to give up the bagels and cream […]

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November 13

One of the things I love about the ability to bank in advance is that the eating is guilt free. And I know for sure that I will pay the bill because I already did.  As much as I love […]

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November 12

It is easy to overspend way above and beyond your means and not realize it.  I can’t tell you how many people I have worked with who are totally baffled by their weight.  They only overindulge one measly day per […]

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November 11

I can figure out from past experience exactly how much I might need to bank to net out with no weight gain January 1.  It’s not unlike knowing how much I spent on presents the year before and paying in […]

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